Marine Asset Defense
Boat Insurance Calculator
Calculate comprehensive marine coverage, fuel spill liability, salvage costs, and on-water towing protection for your watercraft.
Watercraft Insurance Estimator
Select your boat category, hull value, and operating waters.
Estimated Annual Marine Premium
$745 /year
Approx. $62 / month
Agreed Value Hull
Expected Range: $633 – $894
What Your Policy Includes
- Agreed Value hull protection with zero depreciation deduction.
- $500k marine liability, fuel spill liability & wreckage removal.
Ways to Reduce Costs
- Taking an online Coast Guard auxiliary course saves 10% for life.
- Trailer-stored freshwater boats enjoy lower corrosion baselines.
Progressive Boat, GEICO Marine / BoatUS, Markel, Foremost Marine
Federal Waterway Mandates: Fuel Spill & Wreckage
Under the federal Oil Pollution Act, the owner of any vessel that leaks fuel into US waters is strictly liable for the cleanup costs—which easily exceed $250,000 for small spills. Ensure your boat insurance policy includes at least $500,000 in fuel spill cleanup liability and professional wreckage removal.