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Frequently Asked Questions

Can I purchase or bind an insurance policy directly through this form?

No. PolicyGuide USA is an independent research publication, not a licensed insurance underwriter or brokerage. To purchase a policy, use our carrier links or call the authorized representative numbers provided.

How often are rate benchmarks updated?

Our research team updates state regulatory data and statutory minimums continuously as state Departments of Insurance (DOI) publish new legislative rate filings.