What are the lowest car insurance minimum requirements in the US?

Historically, Florida and California had the lowest property damage minimums ($10,000 and $5,000 respectively). California has now raised its statutory minimum to 30/60/15 under SB 1107.

Which states are No-Fault for auto insurance?

12 states have No-Fault auto insurance systems requiring Personal Injury Protection (PIP): Florida, New York, Michigan, New Jersey, Pennsylvania, Massachusetts, Hawaii, Kansas, Kentucky, Minnesota, North Dakota, and Utah.

US Insurance Laws & Average Rates by State

50 States

Compare statutory minimum liability limits, tort systems, average premium rates, and DOI legal requirements across all 50 states.